Medicare & You

Medicare

Medicare is health insurance for people 65 or older, people under 65 with certain disabilities, and people of any age with End-Stage Renal Disease (ESRD) (permanent kidney failure requiring dialysis or a kidney transplant).

Medicare.gov is a U.S. government site for persons with Medicare. Includes Prescription Assistance Program Information, Medigap Compare, and Nursing Home Compare by state and region.

Please remember: Medicare does not pay for everything.

Medicare Part A (Hospital Insurance) helps cover:

• Inpatient care facility care
• Skilled nursing facility care (not custodial or long-term care)
• Hospice care
• Home health care

Medicare Part B (Medical Insurance) helps cover:

• Services from doctors & other health care providers
• Outpatient care
• Home health care
• Durable medical equipment
• Some preventive services

Medicare Part C (Medicare Advantage):

• Includes all benefits & services covered under Part A & Part B
• Run by Medicare-approved private insurance companies
• Usually includes Medicare prescription drug coverage (Part D) as part of the plan
• May include extra benefits & services for and extra cost

Medicare Part D (Medicare Prescription drug coverage):

• Helps cover the cost of prescription drugs
• Run by Medicare-approved private insurance companies
• May help lower your prescription drug costs & help protect against higher costs in the future

Kansas Insurance Department 1-800-432-2484 (decide if you need to add supplemental coverage for Part A & Part B)